NIKA use case
NIKA for Insurance & risk
Underwrite and manage accumulation using the peril data US carriers and MGAs already license.
For underwriters and cat teams — price flood, wildfire, and wind risk at every address and control accumulation.
David McBee / PexelsThe challenge
Everything you need exists — just not in one place.
Peril data sits in a separate system per hazard, and accumulation hides until it's too late. Underwriters need every address scored — fast — without exporting between tools.
What NIKA does
How NIKA helps insurance & risk teams.
Score every address
Price flood, wildfire, and wind risk across the whole book at once.
Control accumulation
Flag coastal and wildfire concentration before it becomes a cat exposure.
Enrich underwriting
Add roof condition and property attributes straight onto each file.
Products that power this
From the old way to the NIKA workflow.
Peril data sits in a separate system per hazard, and accumulation hides until it's too late. Underwriters need every address scored — fast — without exporting between tools.
- 8 data sources that don’t talk to each other
- Analysts stitch it together by hand — days per question
- Often stale by the time the answer lands
- Model the perilNIKA GeoEngineExplore GeoEngine
Run flood, wildfire, and wind risk models for every address in the book.
- Score the bookNIKA AnalystExplore Analyst
Score every policy, flag accumulation, and explain the drivers behind each number.
Sharper pricing, controlled accumulation, and faster underwriting.
How it works
From your data to a decision.
- Step 1
Connect your data
Files, folders, and the platforms your team already pays for.
- Step 2
Ask in plain language
No query language, no technical expertise — just the question.
- Step 3
NIKA reasons across location
It reads, searches, and runs the analysis grounded in real coordinates.
- Step 4
Get the decision
A report, map, or answer you can act on and share.
Data connectors NIKA uses
NIKA plugs into the platforms insurance & risk teams already pay for, then reasons across them in one place.
- Verisk
- CoreLogic
- Moody's RMS
- ZestyAI
- Cape Analytics
- First Street
- FEMA NFHL
- Geocoding & address points
What you can ask NIKA
- Score every address in this book for flood, wildfire, and wind, and flag coastal accumulation.
- Which policies gained wildfire exposure since last renewal?
- Add roof condition from Cape Analytics to these underwriting files.
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